Insurance for Owners

Protection For You ...

Our insurance program provides insurance protection for the owners of waterworks and for wastewater systems. If you are applying as an owner, shareholder, director, officer, trustee, operator, volunteer or staff member on behalf of a waterworks or wastewater system, then you may find this information to be very useful.

Owners of waterworks and wastewater systems typically secure a bundle of insurance to cover all aspects of their operation. This may include General Liability, Directors & Officers, Property and Equipment Breakdown coverages. Depending on circumstances, owners may also have other insurances in place such as Workers Compensation Insurance and commercial auto insurance.

 

 

 

 

Some owners will also consider umbrella insurance and excess liability coverage. When employing a contractor to undertake work, the Owners of the water or wastewater system may require the contractor to provide a surety bond, which is a form of insurance for the client.

You can enquire about these other types of insurance mentioned when working with your insurance broker.

 

 

Coverages ...

The SIS Affordable Insurance Program provides access to the insurance coverages shown below. Each waterworks and wastewater system is unique. It is important to work with an experienced insurance broker with our Industry Partners so that the risks to be managed are fully understood by all. The insurance coverages you need may not be limited to those mentioned here.

Click on the links to find out more about these coverages:

Commercial General Liability

Directors & Officers

Property

Equipment Breakdown