General Liability Insurance

Protection ...

If you own or operate a waterworks or wastewater system, or provide services under contract, liability insurance can protect you from the consequence of certain rare and potentially devastating accidents. All owners, operators and contractors should have liability insurance coverage in place. It provides protection against loss arising from claims made against your organization. If you are found legally liable for property damage or bodily injury, liability insurance will respond.

The liability insurance offered through this program includes affordable premiums; it rewards those who have well-run organizations through further premium discounts. The insurance covers risks such as failure to supply and health hazards. It provides coverage on an occurrence basis, and coverage is extended to you as soon as the application is "bound" by the broker. 

Benefits to You ...

Benefits including the following:

  • Group Buying power allows premiums as low as $1,500
  • Standard coverage provides a high limit of $5,000,000.00 (Higher limits are available upon request.)
  • Coverage is Occurrence Based, not the more restrictive Claims Made
  • For water suppliers - your product (water) is covered
  • No Failure to Supply exclusion
  • No Health Hazards exclusion
  • Broad form Fire Fighting coverage
  • Limited Pollution Coverage
  • Volunteers are covered
  • Simple and fast online application

My Registered User

To apply for insurance you should first become a Registered User and then complete a brief Organization Profile

Registered Users

Organization Profiles

 

Links

Insurance Overview

Before You Apply

Enquire About insurance

More About the Insurance Program